LogoLogo
  • Discover
    • 🌜About Moonwell
    • 👥Contributors
    • 🌐Networks
    • 🔗Quick Links
  • Moonwell Overview
    • 🌙Getting Started
      • Wallet Connection
    • 🤝Lend
      • Supply
      • Withdraw
      • Claiming Rewards
      • Lend FAQ
    • 🤝Borrow
      • How to Borrow
      • Loan Repayment
      • Credit and Liquidations
      • Borrow FAQ
    • 🏦Vaults
      • Interacting with Morpho Vaults
      • Fund Wallet and Deposit
    • 🌐Virtual Accounts
      • Create Virtual Account
      • Accessing Virtual Account
      • FAQ
    • 🦋Isolated Markets
      • Interacting with Isolated Markets
    • 💲USDC Anywhere
      • Supply USDC
      • Borrow USDC
    • 💳Moonwell Card
      • Get Started
      • Load and Spend
      • Auto Load
      • FAQ
    • 💡Smart Wallet
      • Create
      • Connect
      • Getting Started
    • 🌙Tokens
      • WELL Transparency Report
      • WELL Transfer
      • WELL Migration (Base)
      • MFAM Transparency Report
    • 🫂Stake
      • How to Stake
      • How to Unstake
      • Claim Staking Rewards
  • Governance
    • 🗳️Moonwell Governance
      • 🪙Delegate
      • 📜Proposals
      • 🗳️Voting
      • 🔢Parameters
      • ❔FAQ
      • 📜DAO Constitutions
        • Moonwell DAO Constitution
        • Moonwell Apollo DAO Constitution
      • 🗣️Forum
    • 🏛️Moonwell Foundation
      • 🏦Treasury
      • 🔒Security Council
      • 📃Governing Documents
        • Foundation Bylaws
        • Foundation M&A
  • Protocol Information
    • ‼️Protocol Information
    • 📊Asset Risk Parameters
    • 📈Interest Rate Curves
    • ⚖️Reserve Auctions
    • 🛡️Security
    • 🔎Audits
    • 📜Contracts
    • 🖊️Terms of Service
  • Developers
    • 🪙mTokens
      • 📝Contract Interactions
    • 👮‍♀️Comptroller
      • 📝Contract Interactions
      • 🚦Risk Parameters
      • 🛡️Guardian Roles
    • 🏦4626 Vaults
      • 👷‍♂️ERC20 Vault Deployment
        • 🗒️4626 ERC20 Vault Interface
      • 👷‍♀️ETH Vault Deployment
        • 🗒️4626 ETH Vault Interface
        • 📍4626 ETH Router
    • 💻Moonwell SDK
    • 🔨Contribution Guidelines
Powered by GitBook
On this page
  • Pay with Moonwell Card
  • Global Accessibility and Integration
  • Streamlined Onboarding Experience
  • User Control Features
  • Managing Your Card
  • Security and Compliance
  • Fees
  • Behind the Scenes: Card Loading
  1. Moonwell Overview

Moonwell Card

Moonwell Card: Your Bridge to Everyday Spending

PreviousBorrow USDCNextGet Started

Last updated 5 months ago

Pay with Moonwell Card

Experience the freedom of using crypto as easy as cash. With Moonwell Card, you can buy coffee, shop online, or pay bills seamlessly. Combining onchain finance with real-world utility, Moonwell Card redefines how you access and spend your crypto, IRL.

  • No annual fees

  • Automated top-ups

  • Borrow against supplied assets to load funds

The Moonwell Card empowers you to leverage what's yours in everyday life, effortlessly.

Global Accessibility and Integration

Streamlined Onboarding Experience

Adoption begins with simplicity. Cypher have created an intuitive onboarding process prioritizing ease of use while maintaining necessary compliance standards.

To get started:

2️⃣ Complete a streamlined Know Your Customer (KYC) verification process through our card partner, Cypher. This process typically takes under five minutes.

3️⃣ Once approved, you will receive immediate access to your digital Moonwell Card, enabling instant integration with your preferred payment methods including Apple Pay and Google Pay.

4️⃣ Load your card and start spending — it's that simple!

User Control Features

Moonwell Card prioritizes your safety with advanced user controls:

  • Instant card freezing for rapid response to security concerns

  • Customizable international purchase settings to block unauthorized overseas transactions

  • Real-time transaction monitoring and alerts

  • Adjustable daily and monthly spending limits

Managing Your Card

Manage your Moonwell Card with flexibility and ease:

  • Telegram integration: Manage your card via Cypher’s Telegram bot for quick actions, transaction notifications, and rapid response to concerns. Activate this during onboarding or anytime in your settings.

Security and Compliance

The Moonwell Card operates within a robust security and compliance framework built in partnership with Cypher:

  • Regular security audits of smart contract infrastructure

  • Compliance with international financial regulations

  • Partnerships with established financial institutions for trust and reliability

Fees

The Moonwell Card is free forever, with no annual fees. Minimal costs apply for loading and spending:

  • Load Fee (USDC): 0.5%

  • Non-USD Payments: 1.5%

  • USD Payments: Free

Behind the Scenes: Card Loading

Behind the scenes, Moonwell Card simplifies the complex fund flow needed for real-world spending.

This sophisticated infrastructure ensures that your onchain assets are effortlessly transformed into real-world utility, delivering a smooth and reliable payment experience.

Developed in partnership with , the Moonwell Card brings your onchain assets into the real world, allowing you to spend your crypto wherever VISA is accepted in . With Apple Pay and Google Pay support, automated card reloading, and smart spending controls, the Moonwell Card makes managing and spending your crypto simple, secure, and convenient.

1️⃣ Visit and click "Get your card".

Moonwell Card requires the completion of KYC verification through our partner, Cypher WalletD Inc, to ensure regulatory compliance. For more information, refer to Cypher's .

Access anywhere: Use Cypher's on desktop or mobile to control settings, view transaction history, and adjust security features.

For a detailed fee schedule, see .

When you load your card, USDC is sent to Cypher, where it is redeemed for USD through their account. From there, the funds are routed to Cypher’s Hong Kong-based partner bank, , enabling instant fiat transactions both in-store and online. Within minutes, your card is loaded and ready for use anywhere VISA is accepted.

💳
Cypher
over 180 countries
moonwell.fi
Terms of Service
Moonwell Card Dashboard
Cypher's pricing documentation
Circle Mint
Reap