Moonwell Card
Moonwell Card: Your Bridge to Everyday Spending
Last updated
Moonwell Card: Your Bridge to Everyday Spending
Last updated
Experience the freedom of using crypto as easy as cash. With Moonwell Card, you can buy coffee, shop online, or pay bills seamlessly. Combining onchain finance with real-world utility, Moonwell Card redefines how you access and spend your crypto, IRL.
No annual fees
Automated top-ups
Borrow against supplied assets to load funds
The Moonwell Card empowers you to leverage what's yours in everyday life, effortlessly.
Adoption begins with simplicity. Cypher have created an intuitive onboarding process prioritizing ease of use while maintaining necessary compliance standards.
To get started:
2️⃣ Complete a streamlined Know Your Customer (KYC) verification process through our card partner, Cypher. This process typically takes under five minutes.
3️⃣ Once approved, you will receive immediate access to your digital Moonwell Card, enabling instant integration with your preferred payment methods including Apple Pay and Google Pay.
4️⃣ Load your card and start spending — it's that simple!
Moonwell Card prioritizes your safety with advanced user controls:
Instant card freezing for rapid response to security concerns
Customizable international purchase settings to block unauthorized overseas transactions
Real-time transaction monitoring and alerts
Adjustable daily and monthly spending limits
Manage your Moonwell Card with flexibility and ease:
Telegram integration: Manage your card via Cypher’s Telegram bot for quick actions, transaction notifications, and rapid response to concerns. Activate this during onboarding or anytime in your settings.
The Moonwell Card operates within a robust security and compliance framework built in partnership with Cypher:
Regular security audits of smart contract infrastructure
Compliance with international financial regulations
Partnerships with established financial institutions for trust and reliability
The Moonwell Card is free forever, with no annual fees. Minimal costs apply for loading and spending:
Load Fee (USDC): 0.5%
Non-USD Payments: 1.5%
USD Payments: Free
Behind the scenes, Moonwell Card simplifies the complex fund flow needed for real-world spending.
This sophisticated infrastructure ensures that your onchain assets are effortlessly transformed into real-world utility, delivering a smooth and reliable payment experience.
Developed in partnership with , the Moonwell Card brings your onchain assets into the real world, allowing you to spend your crypto wherever VISA is accepted in . With Apple Pay and Google Pay support, automated card reloading, and smart spending controls, the Moonwell Card makes managing and spending your crypto simple, secure, and convenient.
1️⃣ Visit and click "Get your card".
Moonwell Card requires the completion of KYC verification through our partner, Cypher WalletD Inc, to ensure regulatory compliance. For more information, refer to Cypher's .
Access anywhere: Use Cypher's on desktop or mobile to control settings, view transaction history, and adjust security features.
For a detailed fee schedule, see .
When you load your card, USDC is sent to Cypher, where it is redeemed for USD through their account. From there, the funds are routed to Cypher’s Hong Kong-based partner bank, , enabling instant fiat transactions both in-store and online. Within minutes, your card is loaded and ready for use anywhere VISA is accepted.
