> For the complete documentation index, see [llms.txt](https://docs.moonwell.fi/moonwell/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.moonwell.fi/moonwell/moonwell-overview/virtual-accounts/create-virtual-account.md).

# Create Virtual Account

## Create Your Virtual Account

Setting up your Moonwell Virtual Account is simple and takes just a few minutes:

### 1. Connect Wallet

* Navigate to the "[**Account**](https://moonwell.fi/account)" page of the Moonwell app
* Tap the "**Create Account**" button
* Choose and connect your preferred wallet

<figure><img src="/files/VdrGyVFj3YXF3yJgGJKP" alt=""><figcaption></figcaption></figure>

### 2. Complete Verification

* Select "**Individual**" or "**Business**" account type
* Enter your personal or business information
* Review and accept the Terms of Service
* Submit required KYC information
* Choose your preferred network to receive payments (Base or OP Mainnet)

<figure><img src="/files/wJe7R4VvUtZovh6PUg1T" alt=""><figcaption></figcaption></figure>

### 3. Access Your Account

* Once your account is created, you will receive your virtual checking account and routing numbers — ready to begin accepting payments immediately.
* The [**Account Dashboard**](https://moonwell.fi/account) displays your account details, USDC balance, and transaction history. From the dashboard, you can toggle your preferred payment network and deposit into the yield-generating [**Moonwell Flagship USDC Vault**](/moonwell/moonwell-overview/vaults.md) to earn a variable interest rate on your funds.
* With everything set up, consider signing up for a [**Moonwell Card**](/moonwell/moonwell-overview/moonwell-card.md) to start paying for everyday purchases in real life.

<figure><img src="/files/V638Qkr0zTIC4WJNKMBc" alt=""><figcaption></figcaption></figure>