# Create Virtual Account

## Create Your Virtual Account

Setting up your Moonwell Virtual Account is simple and takes just a few minutes:

### 1. Connect Wallet

* Navigate to the "[**Account**](https://moonwell.fi/account)" page of the Moonwell app
* Tap the "**Create Account**" button
* Choose and connect your preferred wallet

<figure><img src="https://38185780-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4535Mbmb8O8Y5q8Xz3cK%2Fuploads%2FEIE0Kl3QTEHahtFboFdc%2FCleanShot%202025-02-21%20at%2002.42.03.png?alt=media&#x26;token=9c980349-7295-4a5e-9295-8522740f5391" alt=""><figcaption></figcaption></figure>

### 2. Complete Verification

* Select "**Individual**" or "**Business**" account type
* Enter your personal or business information
* Review and accept the Terms of Service
* Submit required KYC information
* Choose your preferred network to receive payments (Base or OP Mainnet)

<figure><img src="https://38185780-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4535Mbmb8O8Y5q8Xz3cK%2Fuploads%2FpOPTbDXMbUZFvEocoHvc%2FCleanShot%202025-02-21%20at%2002.44.10.png?alt=media&#x26;token=118228b6-657e-40ee-b228-d0d79e7ea3de" alt=""><figcaption></figcaption></figure>

### 3. Access Your Account

* Once your account is created, you will receive your virtual checking account and routing numbers — ready to begin accepting payments immediately.
* The [**Account Dashboard**](https://moonwell.fi/account) displays your account details, USDC balance, and transaction history. From the dashboard, you can toggle your preferred payment network and deposit into the yield-generating [**Moonwell Flagship USDC Vault**](https://docs.moonwell.fi/moonwell/moonwell-overview/vaults) to earn a variable interest rate on your funds.
* With everything set up, consider signing up for a [**Moonwell Card**](https://docs.moonwell.fi/moonwell/moonwell-overview/moonwell-card) to start paying for everyday purchases in real life.

<figure><img src="https://38185780-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4535Mbmb8O8Y5q8Xz3cK%2Fuploads%2F0ZFlTh2WRqFgLw5QIdYq%2FCleanShot%202025-02-21%20at%2002.40.32.png?alt=media&#x26;token=bfa223b0-3f12-48f1-9d4c-538616506e3e" alt=""><figcaption></figcaption></figure>