# Loan Repayment ## Overview Unlike in traditional finance, there are no fixed repayment timelines for loans on Moonwell. Borrows can be maintained indefinitely, so long as a borrower's "[Credit Remaining](/moonwell/moonwell-overview/borrow/credit-and-liquidations.md)" account balance maintains a value of above $0. Failure to meet this condition activates a liquidation process, resulting in the forfeiture of the borrower's collateral to cover the loan. ## Loan Structure Loans taken out on Moonwell have no set repayment time or maturity date. They remain open as long as the "Credit Remaining" of the borrower's account stays above the liquidation threshold. ## Accrued Interest Impact While there are no fixed repayment timelines, interest will continue to accrue over time. The accrued interest can negatively affect the remaining credit of the borrower's account, potentially decreasing it and putting the borrower's assets at risk of liquidation. The borrowing rate that borrowers pay is influenced by the supply and demand of the underlying asset. ## How to Repay ### Method 1 1. Navigate to "[**Markets**](https://moonwell.fi/markets)"
2. Click "**Borrow**" on the asset you would like to repay
3. Switch to "**Repay**" using the tabs at the top of the modal.
3. With the "**Repay**" modal and preferred asset selected, enter the amount to be repaid.
4. Click "**Repay**"
5. Click "**Confirm Repay**"
6. Confirm the transaction in your wallet and wait for its execution. Once successful, you will have repaid the desired amount of the borrowed asset. ### Method 2 1. Navigate to "[**Portfolio**](https://moonwell.fi/portfolio)".
2. Locate the "**Open Positions**" section and click on "**Repay**" for the desired asset. This will take you to the "**Borrow**" page.
3. On the "**Borrow**" page, with the "**Repay**" modal selected, enter the amount to be repaid.
4. Click "**Repay**"
5. Click "**Confirm Repay**"
6. Confirm the transaction in your wallet and wait for its execution. Once successful, you will have repaid the desired amount of the borrowed asset. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.moonwell.fi/moonwell/moonwell-overview/borrow/loan-repayment.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.